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I was intrigued by the data and thought I'd do a comparison of what I've experienced with my current employer. I found a pay statement from late 2012.

2012 Employer cost for Medical/Health Insurance: $881.67/month low deductible plan

2012 Employee cost: $118.25/month

2022 Employer cost for Medical/Health Insurance: $1,374.88/month high deductible plan

2022 Employee cost: $116.09/month

One sample does not represent an economy-wide result, but this sample seems supportive of Mr. Cordle's analysis. That is, I got less coverage via deductible rates and my employer paid more. I'm very fortunate, my employer has taken the load and preserved my costs (albeit by accepting a higher annual deductible).

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Thanks for the feedback Ted. You are lucky to pay such a low % of the total cost of insurance. in 2021, employees paid 27% of the average total premiums...Kaiser/HRET Survey

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